“I YO TOUR” acts only as an agent for the various independent suppliers that provide hotel accommodations, transportation, sightseeing, activates, to other services connected with this tour. Such services are subject to the terms and conditions of those suppliers. I YO TOUR and their respective employees, agents, representatives, and assigns accept no liability whatsoever for any injury, damage, loss accident, delay, or any other incident which may be caused by the negligence, defect, default of any company or person in performing these services. Responsibility is not accepted for losses, injury, damages or expenses of any kind due to sickness, weather, strikes, hostilities, wars, terrorist acts, acts of nature, local laws or other such causes. All services and accommodations are subject to the laws and regulations of the country in which they are provided. I YO TOUR is not responsible for any baggage or personal effects of any individual participant in the tours/trips arranged by I YO TOUR Individual travelers are responsible for purchasing a travel insurance policy, if desired, that will cover some of the expenses associated with the loss of luggage or personal effects.